{"id":13816,"date":"2015-07-21T14:42:39","date_gmt":"2015-07-21T21:42:39","guid":{"rendered":"https:\/\/cjnotebook.com\/?p=13816"},"modified":"2015-07-21T14:46:08","modified_gmt":"2015-07-21T21:46:08","slug":"bankruptcy-case-filings-down-but-more-repeat-filers","status":"publish","type":"post","link":"https:\/\/cjnotebook.com\/?p=13816","title":{"rendered":"Bankruptcy Filings Down But More Repeat Filers"},"content":{"rendered":"<p><a href=\"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/02\/criminal_justice_jurisprudence-2.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\" size-full wp-image-1073 alignleft\" src=\"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/02\/criminal_justice_jurisprudence-2.jpg\" alt=\"criminal_justice_jurisprudence (2)\" width=\"299\" height=\"188\" srcset=\"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/02\/criminal_justice_jurisprudence-2.jpg 299w, https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/02\/criminal_justice_jurisprudence-2-120x76.jpg 120w, https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/02\/criminal_justice_jurisprudence-2-265x168.jpg 265w, https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/02\/criminal_justice_jurisprudence-2-284x180.jpg 284w, https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/02\/criminal_justice_jurisprudence-2-274x173.jpg 274w\" sizes=\"auto, (max-width: 299px) 100vw, 299px\" \/><\/a>There were less people who filed for bankruptcy in 2014 compared to 2013, according to officials.<\/p>\n<p>But more repeat bankruptcy filers.<\/p>\n<p>These bankruptcy statistics are included in a report required by the <strong>Bankruptcy Abuse Prevention and Consumer Protection Act<\/strong> of 2005 to be submitted annually by the federal Judiciary.<\/p>\n<p>The reports cover certain bankruptcy statistics regarding debtors with primarily consumer debts seeking relief under Chapters 7, 11 and 13 of the Bankruptcy Code.<\/p>\n<p><strong>Among the data provided in the <a href=\"http:\/\/www.uscourts.gov\/statistics-reports\/bapcpa-report-2014\">2014 report:<\/a><\/strong><\/p>\n<ul>\n<li>883,930 consumer cases were filed in 2014 under chapters 7, 11 and 13, down 12 percent from the 1,000,143 million bankruptcy petitions filed by individuals in calendar year 2013.<\/li>\n<li>34 percent of debtors filed under chapter 13, up from 32 percent in 2013. Under chapter 13, individuals make installment payments to creditors under court-confirmed plans.<\/li>\n<li>In 36 percent of the 301,103 chapter 13 cases filed in 2014, debtors reported they had filed a bankruptcy petition during the previous 8 years.<\/li>\n<li>73 percent of the assets reported by individual debtors \u00a0were real property, and 27 percent personal property.<\/li>\n<li>Overall, debtors categorized 93 percent of debts and obligations as dischargeable debt.<\/li>\n<li>The median average monthly income of debtors was $2,616, a 2 percent decrease from 2013, while the median average expenses in 2014 also dropped 3 percent from 2013 to $2,600.<\/li>\n<li>A total of 351,960 chapter 13 consumer cases filed on or after October 17, 2006 were closed by dismissal or plan completion in 2014. Of these cases, 173,322 were dismissed.<\/li>\n<li>Repayment plans were completed in another 178,369 of the cases or 51 percent, up from 45 percent in 2013.<\/li>\n<li>Nationwide, failure to make plan payments was cited in 54 percent of dismissed cases as the reason for dismissal.<\/li>\n<\/ul>\n<p>The data for many of the tables in the 2014 report\u00a0are provided by debtors when they submit forms, schedules, motions agreements and other filings to the court and are not validated by the courts of the AO.<\/p>\n<p>Debtors may inaccurately report assets, liabilities, income, or expenses at the time of filing.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There were less people who filed for bankruptcy in 2014 compared to 2013, according to officials. But more repeat bankruptcy filers. These bankruptcy statistics are included in a report required by the&#8230;<\/p>\n","protected":false},"author":1,"featured_media":13825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,124,3],"tags":[1484],"class_list":["post-13816","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-main-slider","category-tips-trivia-and-tidbits","category-u-s-department-of-justice","tag-bankruptcy-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bankruptcy Filings Down But Repeat Filers Up<\/title>\n<meta name=\"description\" content=\"There were less people who filed for bankruptcy in 2014 compared to 2013, according to officials. But more repeat bankruptcy filers. 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