{"id":15302,"date":"2015-09-07T19:17:25","date_gmt":"2015-09-08T02:17:25","guid":{"rendered":"https:\/\/cjnotebook.com\/?p=15302"},"modified":"2015-09-08T10:41:54","modified_gmt":"2015-09-08T17:41:54","slug":"do-you-have-a-smartcard-they-do-the-same-as-chip-credit-cards-but-are-safer","status":"publish","type":"post","link":"https:\/\/cjnotebook.com\/?p=15302","title":{"rendered":"Do You Have a “Smartcard?” They Are the Same As “Chip” Credit Cards But Are Safer"},"content":{"rendered":"

\"atm-machine\"<\/a>The U.S. credit card industry is making a\u00a0transition from traditional magnetic stripe\u00a0credit and debit cards to cards with computer\u00a0microchips in them.\u00a0You can do the same things with \u201cchip\u201d
\ncards\u2014from making purchases to getting cash\u00a0at an ATM\u2014but using them is a lot safer.
\nHere\u2019s what you need to know about the new\u00a0\u201csmartcards\u201d in your wallet, according to the Consumer Action Organizaton.<\/p>\n

The organization states that new credit and debit cards have the magnetic stripe and an embedded computer chip. (If your card has a chip, you\u2019ll see a small shiny metallic square on the front, above the first four digits of the account number.)<\/p>\n

Each time you use a chip card at a merchant, the chip generates a unique transaction code needed for approval. The code is good only for that transaction. Because the security code is \u201cdynamic\u201d (always changing), it is much more difficult for someone to steal and use it, Consumer Action states.<\/p>\n

Even if there were a merchant data breach or a theft of the chip information, a fraudster could not use that transaction code again, and the stolen data would be useless for counterfeit fraud. This is just one of the ways chip cards help to greatly reduce losses from credit card fraud, Consumer Action states.<\/p>\n

According to Consumer Organization, chip technology also provides a foundation for innovations such as mobile payments. The chip that makes NFC (near field communication) transactions possible and secure is the same technology used in chip cards.<\/p>\n

Transition schedule<\/h3>\n

Some cardholders have already received a chip card. Many others can expect to receive replacements in their mailboxes by the end of 2015. And most others are expected to have them by the end of 2016.<\/p>\n

If you want to know when your new chip card will arrive, contact your card issuer at the number on your card.<\/p>\n

For more information click here: Consumer Action Organization<\/a><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

The U.S. credit card industry is making a\u00a0transition from traditional magnetic stripe\u00a0credit and debit cards to cards with computer\u00a0microchips in them.\u00a0You can do the same things with \u201cchip\u201d cards\u2014from making purchases to…<\/p>\n","protected":false},"author":1,"featured_media":6072,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,124],"tags":[1596,1595],"class_list":["post-15302","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-main-slider","category-tips-trivia-and-tidbits","tag-consumer-action-organization","tag-credit-cards"],"yoast_head":"\nDo You Have a "Smart" Credit Card? They're Safer than "Chip" Cards.<\/title>\n<meta name=\"description\" content=\"The U.S. credit card industry is making a transition from traditional magnetic stripe credit and debit cards to cards with computer microchips in them.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cjnotebook.com\/?p=15302\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do You Have a "Smart" Credit Card? They're Safer than "Chip" Cards.\" \/>\n<meta property=\"og:description\" content=\"The U.S. credit card industry is making a transition from traditional magnetic stripe credit and debit cards to cards with computer microchips in them.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cjnotebook.com\/?p=15302\" \/>\n<meta property=\"og:site_name\" content=\"American Justice Notebook\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AmericanJusticeNotebook\" \/>\n<meta property=\"article:published_time\" content=\"2015-09-08T02:17:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-09-08T17:41:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/09\/Credit-Cards-.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"410\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Raul\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Raul\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=15302#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=15302\"},\"author\":{\"name\":\"Raul\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#\\\/schema\\\/person\\\/f5521baddca77b521f012298775186c0\"},\"headline\":\"Do You Have a “Smartcard?” They Are the Same As “Chip” Credit Cards But Are Safer\",\"datePublished\":\"2015-09-08T02:17:25+00:00\",\"dateModified\":\"2015-09-08T17:41:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=15302\"},\"wordCount\":339,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=15302#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/09\\\/Credit-Cards-.jpg\",\"keywords\":[\"Consumer Action Organization\",\"Credit Cards\"],\"articleSection\":[\"Home Main Slider\",\"Tips Trivia and Tidbits\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/cjnotebook.com\\\/?p=15302#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=15302\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/?p=15302\",\"name\":\"Do You Have a \\\"Smart\\\" Credit Card? They're Safer than \\\"Chip\\\" Cards.\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=15302#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=15302#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/09\\\/Credit-Cards-.jpg\",\"datePublished\":\"2015-09-08T02:17:25+00:00\",\"dateModified\":\"2015-09-08T17:41:54+00:00\",\"description\":\"The U.S. credit card industry is making a transition from traditional magnetic stripe credit and debit cards to cards with computer microchips in them.\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cjnotebook.com\\\/?p=15302\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=15302#primaryimage\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/09\\\/Credit-Cards-.jpg\",\"contentUrl\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/09\\\/Credit-Cards-.jpg\",\"width\":600,\"height\":410},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#website\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/\",\"name\":\"American Justice Notebook\",\"description\":\""Our liberty depends on the freedom of the press, and that cannot be limited without being lost." \u2014 Thomas Jefferson\",\"publisher\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cjnotebook.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#organization\",\"name\":\"American Justice Notebook\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/07\\\/Justice-Scales.jpg\",\"contentUrl\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/07\\\/Justice-Scales.jpg\",\"width\":675,\"height\":231,\"caption\":\"American Justice Notebook\"},\"image\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/AmericanJusticeNotebook\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#\\\/schema\\\/person\\\/f5521baddca77b521f012298775186c0\",\"name\":\"Raul\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g\",\"caption\":\"Raul\"},\"description\":\"Raul Hernandez is a former journalist. He has worked as a newspaper reporter for more than 30 years at the El Paso Herald-Post, El Paso Times, Press Enterprise in Riverside, California and the Ventura County Star in California. He was a court reporter for more than 20 years.\",\"sameAs\":[\"https:\\\/\\\/cjnotebook.com\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Do You Have a \"Smart\" Credit Card? They're Safer than \"Chip\" Cards.","description":"The U.S. credit card industry is making a transition from traditional magnetic stripe credit and debit cards to cards with computer microchips in them.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cjnotebook.com\/?p=15302","og_locale":"en_US","og_type":"article","og_title":"Do You Have a \"Smart\" Credit Card? They're Safer than \"Chip\" Cards.","og_description":"The U.S. credit card industry is making a transition from traditional magnetic stripe credit and debit cards to cards with computer microchips in them.","og_url":"https:\/\/cjnotebook.com\/?p=15302","og_site_name":"American Justice Notebook","article_publisher":"https:\/\/www.facebook.com\/AmericanJusticeNotebook","article_published_time":"2015-09-08T02:17:25+00:00","article_modified_time":"2015-09-08T17:41:54+00:00","og_image":[{"width":600,"height":410,"url":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/09\/Credit-Cards-.jpg","type":"image\/jpeg"}],"author":"Raul","twitter_misc":{"Written by":"Raul","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cjnotebook.com\/?p=15302#article","isPartOf":{"@id":"https:\/\/cjnotebook.com\/?p=15302"},"author":{"name":"Raul","@id":"https:\/\/cjnotebook.com\/#\/schema\/person\/f5521baddca77b521f012298775186c0"},"headline":"Do You Have a “Smartcard?” They Are the Same As “Chip” Credit Cards But Are Safer","datePublished":"2015-09-08T02:17:25+00:00","dateModified":"2015-09-08T17:41:54+00:00","mainEntityOfPage":{"@id":"https:\/\/cjnotebook.com\/?p=15302"},"wordCount":339,"commentCount":0,"publisher":{"@id":"https:\/\/cjnotebook.com\/#organization"},"image":{"@id":"https:\/\/cjnotebook.com\/?p=15302#primaryimage"},"thumbnailUrl":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/09\/Credit-Cards-.jpg","keywords":["Consumer Action Organization","Credit Cards"],"articleSection":["Home Main Slider","Tips Trivia and Tidbits"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/cjnotebook.com\/?p=15302#respond"]}]},{"@type":"WebPage","@id":"https:\/\/cjnotebook.com\/?p=15302","url":"https:\/\/cjnotebook.com\/?p=15302","name":"Do You Have a \"Smart\" Credit Card? They're Safer than \"Chip\" Cards.","isPartOf":{"@id":"https:\/\/cjnotebook.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cjnotebook.com\/?p=15302#primaryimage"},"image":{"@id":"https:\/\/cjnotebook.com\/?p=15302#primaryimage"},"thumbnailUrl":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/09\/Credit-Cards-.jpg","datePublished":"2015-09-08T02:17:25+00:00","dateModified":"2015-09-08T17:41:54+00:00","description":"The U.S. credit card industry is making a transition from traditional magnetic stripe credit and debit cards to cards with computer microchips in them.","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cjnotebook.com\/?p=15302"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cjnotebook.com\/?p=15302#primaryimage","url":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/09\/Credit-Cards-.jpg","contentUrl":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/09\/Credit-Cards-.jpg","width":600,"height":410},{"@type":"WebSite","@id":"https:\/\/cjnotebook.com\/#website","url":"https:\/\/cjnotebook.com\/","name":"American Justice Notebook","description":""Our liberty depends on the freedom of the press, and that cannot be limited without being lost." \u2014 Thomas Jefferson","publisher":{"@id":"https:\/\/cjnotebook.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cjnotebook.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/cjnotebook.com\/#organization","name":"American Justice Notebook","url":"https:\/\/cjnotebook.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cjnotebook.com\/#\/schema\/logo\/image\/","url":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/07\/Justice-Scales.jpg","contentUrl":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/07\/Justice-Scales.jpg","width":675,"height":231,"caption":"American Justice Notebook"},"image":{"@id":"https:\/\/cjnotebook.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AmericanJusticeNotebook"]},{"@type":"Person","@id":"https:\/\/cjnotebook.com\/#\/schema\/person\/f5521baddca77b521f012298775186c0","name":"Raul","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g","caption":"Raul"},"description":"Raul Hernandez is a former journalist. He has worked as a newspaper reporter for more than 30 years at the El Paso Herald-Post, El Paso Times, Press Enterprise in Riverside, California and the Ventura County Star in California. He was a court reporter for more than 20 years.","sameAs":["https:\/\/cjnotebook.com\/"]}]}},"_links":{"self":[{"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/posts\/15302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15302"}],"version-history":[{"count":8,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/posts\/15302\/revisions"}],"predecessor-version":[{"id":15339,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/posts\/15302\/revisions\/15339"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/media\/6072"}],"wp:attachment":[{"href":"https:\/\/cjnotebook.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=15302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=15302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}