{"id":23573,"date":"2016-05-20T19:35:09","date_gmt":"2016-05-21T02:35:09","guid":{"rendered":"https:\/\/cjnotebook.com\/?p=23573"},"modified":"2016-05-20T19:38:08","modified_gmt":"2016-05-21T02:38:08","slug":"businessman-lawyer-admit-stealing-30-million-fraudulent-real-estate-loans","status":"publish","type":"post","link":"https:\/\/cjnotebook.com\/?p=23573","title":{"rendered":"Businessman, Lawyer Admit Stealing More than $30 Million Through Fraudulent Real Estate Loans"},"content":{"rendered":"

SAN DIEGO\u00a0<\/strong><\/span><\/p>\n

\n

\"ColumbiaSan Diego businessman Courtland Gettel<\/strong> and Arizona attorney Jeffrey Greenberg<\/strong> plead guilty this week to participating in a massive scheme in which they obtained tens of millions of dollars in fraudulently-obtained loan proceeds, officials said.<\/span><\/p>\n

The conspirators generated the money by taking out huge loans against multi-million dollar homes in La Jolla and Del Mar, then pretending those loans had been paid off in order to secure more loans from new lenders — who were led to believe by forged documentation that the homes were debt-free.<\/span><\/p>\n

To pull of the scam, Gettel,42, Greenberg, 66,, and their co-conspirators created forged real estate lien \u201creleases\u201d and recorded fraudulent records at the San Diego County Recorder\u2019s Office, wreaking havoc on the chain of title for these homes.\u00a0 <\/span><\/p>\n

They then defaulted on their obligations to repay the loans, leaving the lenders to dispute the validity of their secured interests, and causing millions of dollars in losses from unpaid loans.<\/span><\/p>\n

Gettel ran a real estate investment firm known both as Conix, Inc. and Variant Commercial Real Estate (\u201cVCRE\u201d), which refurbished single-family homes, purchased distressed debt, and purchased and refurbished commercial real estate projects.\u00a0 <\/span><\/p>\n

As part of his plea, Gettel admitted that he and his informal business partner acquired high-end homes in La Jolla and Del Mar by pretending to real estate lenders that they intended to use the homes as luxury rental properties\u2014although in fact, they lived in the properties along with their families.\u00a0 <\/span><\/p>\n

When they needed money to fund other business deals, Gettel and his partner began negotiating with new lenders, pretending that the first loans never existed or had already been paid off.<\/span><\/p>\n

Their attorney, Greenberg, admitted that he used his expertise as a lawyer to generate and record fraudulent records, making it appear that prior loans were paid off, to help close the fraudulent deals.\u00a0<\/span><\/p>\n

This went on for more than a year, during which time Gettel, of Corona, California, Greenberg, of Tucson, Arizona and their co-conspirators obtained at least $33.6 million in fraudulent proceeds from no less than eight multi-million dollar fraudulent loans.<\/span><\/p>\n

Greenberg also pled guilty to participating in an equally massive fraud that occurred in Tucson, Arizona, where he worked for Conix and VCRE, according to officials.\u00a0<\/span><\/p>\n

In that scheme, Greenberg admitted that he and his co-conspirators obtained tens of millions of dollars in unearned payments from a real estate financing firm by creating false invoices and expense reports for work purportedly performed on their commercial real estate portfolio.\u00a0 <\/span><\/p>\n

Instead of using the money to refurbish their commercial properties as required, Greenberg and his co-conspirators used the tens of millions of dollars they generated for their own personal use and benefit.<\/span><\/p>\n

Gettel relied on Greenberg to help hide the true nature of the transactions.\u00a0<\/span><\/p>\n

He directed the proceeds to Greenberg\u2019s attorney-trust bank accounts before distributing the money further.\u00a0 He also relied on other co-conspirators to forge his own signature and then fraudulently notarize the forgeries, so documents would be harder to trace back to the perpetrators.\u00a0 <\/span><\/p>\n

In late 2014, the lenders uncovered the fraud, and began to discover that their secured interests in the properties were worthless.\u00a0 Gettel and his partner agreed to conceal their fraud by falsely denying any knowledge about the fraudulent loans.\u00a0 <\/span><\/p>\n

They also tried to cover up the scheme further by creating yet more fraudulent documents to hide their tracks.\u00a0 <\/span><\/p>\n

Another co-conspirator \u2013 who was a notary public \u2013 notarized fraudulent documents, hid or destroyed her notary book, and then falsely reported it lost to the California Secretary of State.<\/span><\/p>\n

As part of their pleas, Gettel and Greenberg agreed to forfeit the proceeds they stole from the various lenders and pay restitution to the victims.<\/span><\/p>\n

\u201cWealth and privilege will not insulate anyone from aggressive prosecution for their crimes,\u201d said U.S. Attorney Laura E. Duffy.\u00a0<\/strong> \u201cThese defendants thought they could hide behind their status to pull off an extraordinary fraud\u2014but as this case demonstrates, I am devoted to making sure the playing field is level and all criminals are held accountable.\u201d<\/span><\/p>\n

\u201cThe defendants in this case used their professional business and legal experience to feed their greed,\u201d said FBI Special Agent in Charge, Eric S. Birnbaum<\/strong>. \u201cThe FBI is committed to pursuing those who engage in fraudulent schemes that line their pockets at the expense of others.\u201d<\/span><\/p>\n

Greenberg, who was charged in Tucson and San Diego before the cases were transferred to the Southern District of California, made his initial appearance in San Diego on May 17, 2016 and entered his guilty pleas the following day. <\/span><\/p>\n

\u00a0Both defendants are scheduled to be sentenced before U.S. District Judge William Q. Hayes on Aug. 8. The two men are facing up to 25 years in prison.<\/span><\/p>\n

\n","protected":false},"excerpt":{"rendered":"

San Diego businessman Courtland Gettel and Arizona attorney Jeffrey Greenberg plead guilty this week to participating in a massive scheme in which they obtained tens of millions of dollars in fraudulently-obtained loan proceeds, officials said.<\/p>\n","protected":false},"author":1,"featured_media":7271,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,3],"tags":[],"class_list":["post-23573","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-main-slider","category-u-s-department-of-justice"],"yoast_head":"\nBusinessman, Lawyer Admit Stealing More than $30 Million Through Fraudulent Real Estate Loans<\/title>\n<meta name=\"description\" content=\"San Diego businessman Courtland Gettel and Arizona attorney Jeffrey Greenberg plead guilty this week to participating in a massive scheme in which they obtained tens of millions of dollars in fraudulently-obtained loan proceeds, officials said.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cjnotebook.com\/?p=23573\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Businessman, Lawyer Admit Stealing More than $30 Million Through Fraudulent Real Estate Loans\" \/>\n<meta property=\"og:description\" content=\"San Diego businessman Courtland Gettel and Arizona attorney Jeffrey Greenberg plead guilty this week to participating in a massive scheme in which they obtained tens of millions of dollars in fraudulently-obtained loan proceeds, officials said.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cjnotebook.com\/?p=23573\" \/>\n<meta property=\"og:site_name\" content=\"American Justice Notebook\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AmericanJusticeNotebook\" \/>\n<meta property=\"article:published_time\" content=\"2016-05-21T02:35:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2016-05-21T02:38:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/11\/Fraud-Image.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"353\" \/>\n\t<meta property=\"og:image:height\" content=\"234\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Raul\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Raul\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=23573#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=23573\"},\"author\":{\"name\":\"Raul\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#\\\/schema\\\/person\\\/f5521baddca77b521f012298775186c0\"},\"headline\":\"Businessman, Lawyer Admit Stealing More than $30 Million Through Fraudulent Real Estate Loans\",\"datePublished\":\"2016-05-21T02:35:09+00:00\",\"dateModified\":\"2016-05-21T02:38:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=23573\"},\"wordCount\":789,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=23573#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/11\\\/Fraud-Image.jpg\",\"articleSection\":[\"Home Main Slider\",\"U.S. Department of Justice\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/cjnotebook.com\\\/?p=23573#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=23573\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/?p=23573\",\"name\":\"Businessman, Lawyer Admit Stealing More than $30 Million Through Fraudulent Real Estate Loans\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=23573#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=23573#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/11\\\/Fraud-Image.jpg\",\"datePublished\":\"2016-05-21T02:35:09+00:00\",\"dateModified\":\"2016-05-21T02:38:08+00:00\",\"description\":\"San Diego businessman Courtland Gettel and Arizona attorney Jeffrey Greenberg plead guilty this week to participating in a massive scheme in which they obtained tens of millions of dollars in fraudulently-obtained loan proceeds, officials said.\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cjnotebook.com\\\/?p=23573\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=23573#primaryimage\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/11\\\/Fraud-Image.jpg\",\"contentUrl\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/11\\\/Fraud-Image.jpg\",\"width\":353,\"height\":234,\"caption\":\"FBI Photo Image\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#website\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/\",\"name\":\"American Justice Notebook\",\"description\":\""Our liberty depends on the freedom of the press, and that cannot be limited without being lost." \u2014 Thomas Jefferson\",\"publisher\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cjnotebook.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#organization\",\"name\":\"American Justice Notebook\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/07\\\/Justice-Scales.jpg\",\"contentUrl\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/07\\\/Justice-Scales.jpg\",\"width\":675,\"height\":231,\"caption\":\"American Justice Notebook\"},\"image\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/AmericanJusticeNotebook\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#\\\/schema\\\/person\\\/f5521baddca77b521f012298775186c0\",\"name\":\"Raul\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g\",\"caption\":\"Raul\"},\"description\":\"Raul Hernandez is a former journalist. He has worked as a newspaper reporter for more than 30 years at the El Paso Herald-Post, El Paso Times, Press Enterprise in Riverside, California and the Ventura County Star in California. He was a court reporter for more than 20 years.\",\"sameAs\":[\"https:\\\/\\\/cjnotebook.com\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Businessman, Lawyer Admit Stealing More than $30 Million Through Fraudulent Real Estate Loans","description":"San Diego businessman Courtland Gettel and Arizona attorney Jeffrey Greenberg plead guilty this week to participating in a massive scheme in which they obtained tens of millions of dollars in fraudulently-obtained loan proceeds, officials said.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cjnotebook.com\/?p=23573","og_locale":"en_US","og_type":"article","og_title":"Businessman, Lawyer Admit Stealing More than $30 Million Through Fraudulent Real Estate Loans","og_description":"San Diego businessman Courtland Gettel and Arizona attorney Jeffrey Greenberg plead guilty this week to participating in a massive scheme in which they obtained tens of millions of dollars in fraudulently-obtained loan proceeds, officials said.","og_url":"https:\/\/cjnotebook.com\/?p=23573","og_site_name":"American Justice Notebook","article_publisher":"https:\/\/www.facebook.com\/AmericanJusticeNotebook","article_published_time":"2016-05-21T02:35:09+00:00","article_modified_time":"2016-05-21T02:38:08+00:00","og_image":[{"width":353,"height":234,"url":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/11\/Fraud-Image.jpg","type":"image\/jpeg"}],"author":"Raul","twitter_misc":{"Written by":"Raul","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cjnotebook.com\/?p=23573#article","isPartOf":{"@id":"https:\/\/cjnotebook.com\/?p=23573"},"author":{"name":"Raul","@id":"https:\/\/cjnotebook.com\/#\/schema\/person\/f5521baddca77b521f012298775186c0"},"headline":"Businessman, Lawyer Admit Stealing More than $30 Million Through Fraudulent Real Estate Loans","datePublished":"2016-05-21T02:35:09+00:00","dateModified":"2016-05-21T02:38:08+00:00","mainEntityOfPage":{"@id":"https:\/\/cjnotebook.com\/?p=23573"},"wordCount":789,"commentCount":0,"publisher":{"@id":"https:\/\/cjnotebook.com\/#organization"},"image":{"@id":"https:\/\/cjnotebook.com\/?p=23573#primaryimage"},"thumbnailUrl":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/11\/Fraud-Image.jpg","articleSection":["Home Main Slider","U.S. Department of Justice"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/cjnotebook.com\/?p=23573#respond"]}]},{"@type":"WebPage","@id":"https:\/\/cjnotebook.com\/?p=23573","url":"https:\/\/cjnotebook.com\/?p=23573","name":"Businessman, Lawyer Admit Stealing More than $30 Million Through Fraudulent Real Estate Loans","isPartOf":{"@id":"https:\/\/cjnotebook.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cjnotebook.com\/?p=23573#primaryimage"},"image":{"@id":"https:\/\/cjnotebook.com\/?p=23573#primaryimage"},"thumbnailUrl":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/11\/Fraud-Image.jpg","datePublished":"2016-05-21T02:35:09+00:00","dateModified":"2016-05-21T02:38:08+00:00","description":"San Diego businessman Courtland Gettel and Arizona attorney Jeffrey Greenberg plead guilty this week to participating in a massive scheme in which they obtained tens of millions of dollars in fraudulently-obtained loan proceeds, officials said.","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cjnotebook.com\/?p=23573"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cjnotebook.com\/?p=23573#primaryimage","url":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/11\/Fraud-Image.jpg","contentUrl":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/11\/Fraud-Image.jpg","width":353,"height":234,"caption":"FBI Photo Image"},{"@type":"WebSite","@id":"https:\/\/cjnotebook.com\/#website","url":"https:\/\/cjnotebook.com\/","name":"American Justice Notebook","description":""Our liberty depends on the freedom of the press, and that cannot be limited without being lost." \u2014 Thomas Jefferson","publisher":{"@id":"https:\/\/cjnotebook.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cjnotebook.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/cjnotebook.com\/#organization","name":"American Justice Notebook","url":"https:\/\/cjnotebook.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cjnotebook.com\/#\/schema\/logo\/image\/","url":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/07\/Justice-Scales.jpg","contentUrl":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/07\/Justice-Scales.jpg","width":675,"height":231,"caption":"American Justice Notebook"},"image":{"@id":"https:\/\/cjnotebook.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AmericanJusticeNotebook"]},{"@type":"Person","@id":"https:\/\/cjnotebook.com\/#\/schema\/person\/f5521baddca77b521f012298775186c0","name":"Raul","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g","caption":"Raul"},"description":"Raul Hernandez is a former journalist. He has worked as a newspaper reporter for more than 30 years at the El Paso Herald-Post, El Paso Times, Press Enterprise in Riverside, California and the Ventura County Star in California. He was a court reporter for more than 20 years.","sameAs":["https:\/\/cjnotebook.com\/"]}]}},"_links":{"self":[{"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/posts\/23573","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23573"}],"version-history":[{"count":4,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/posts\/23573\/revisions"}],"predecessor-version":[{"id":23577,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/posts\/23573\/revisions\/23577"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/media\/7271"}],"wp:attachment":[{"href":"https:\/\/cjnotebook.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23573"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23573"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}