{"id":27952,"date":"2016-11-14T16:39:53","date_gmt":"2016-11-15T00:39:53","guid":{"rendered":"https:\/\/cjnotebook.com\/?p=27952"},"modified":"2016-11-14T16:59:33","modified_gmt":"2016-11-15T00:59:33","slug":"27952-2","status":"publish","type":"post","link":"https:\/\/cjnotebook.com\/?p=27952","title":{"rendered":"Four Sentenced for Operating Bogus Credit Card Repair Scam"},"content":{"rendered":"<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\"><strong>LOS ANGELES<\/strong><\/span><\/p>\n<hr \/>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\"> <img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-6172 alignleft\" src=\"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/09\/FBI-Insider-Trading-300x228.jpg\" alt=\"FBI Insider Trading\" width=\"300\" height=\"228\" srcset=\"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/09\/FBI-Insider-Trading-300x228.jpg 300w, https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/09\/FBI-Insider-Trading-45x35.jpg 45w, https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/09\/FBI-Insider-Trading.jpg 500w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>Four defendants sentenced Monday in federal court in Orange County offered to settle credit cards debts but instead took victims&#8217; payments as undisclosed up-front fees, according to officials.<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\">The defendants all worked at Nelson Gamble and Associates and Jackson Hunter Morris and Knight.<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\"><strong>\u00a0U.S. District Judge Dale Fischer<\/strong> sentenced the defendants.<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\">\u201cThese scams take advantage of consumers already struggling with debt,\u201d said Principal Deputy Assistant Attorney General Benjamin C. Mizer, head of the Justice Department\u2019s Civil Division. \u201cThe Department of Justice will continue to work with its law enforcement partners to protect consumers from fraud, especially when they are targeted based on their financially vulnerable conditions.\u201d<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\">\u201cWe are gratified by today\u2019s sentencing, on behalf of the many unsuspecting victims who sought financial relief, only to be further burdened by these criminals,\u201d said Inspector in Charge Regina L. Faulkerson of Criminal Investigations, U.S. Postal Inspection Service. \u201cWe applaud the work of the Justice Department\u2019s Consumer Protection Branch in bringing these fraudulent credit repair conspirators to justice.\u201d<\/span><\/p>\n<hr \/>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\"><strong>The following sentences were handed down:<\/strong><\/span><\/p>\n<ul>\n<li style=\"text-align: left;\"><span style=\"font-size: 14pt;\"><strong>Jeremy<\/strong> <strong>Nelson<\/strong>, 31, of Dana Point, was sentenced to serve 87 months in prison and ordered to pay $4,225,924 in restitution. Nelson admitted to being the owner and CEO of the companies and overseeing the scheme<\/span><\/li>\n<li style=\"text-align: left;\"><span style=\"font-size: 14pt;\"><strong>Elias Ponce<\/strong>, 30, of Santa Ana, was sentenced to serve 42 months in prison and ordered to pay $2,340,373 in restitution. Ponce worked in the \u201ccustomer service\u201d department and handled complaints.<\/span><\/li>\n<li style=\"text-align: left;\"><span style=\"font-size: 14pt;\"><strong>Christopher Harati<\/strong>, 33, of Long Beach, was sentenced to serve 27 months in prison and ordered to pay $408,403 in restitution. Harati worked with Ponce in customer service at the companies.<\/span><\/li>\n<li style=\"text-align: left;\"><span style=\"font-size: 14pt;\">A<strong>thena Maldonado,<\/strong> 32, of Lake Forest, was sentenced to serve one month in prison and six months home confinement and ordered to pay $130,224 in restitution. Maldonado handled complaints and held herself out as the vice president of the company\u2019s \u201clegal department.\u201d<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\">Nelson and Ponce both pleaded guilty to one count of conspiracy to commit mail and wire fraud. Harati and Maldonado pleaded guilty to a separate Information charging one count of conspiracy to commit wire fraud. <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\">A fifth defendant, John Vartanian, 57, of Newport Beach, California, pleaded guilty to conspiracy in July in connection to his role as a salesman at the companies. He is scheduled to be sentenced on Nov. 21.<\/span><\/p>\n<hr \/>\n<p style=\"text-align: center;\"><strong><span style=\"font-size: 14pt;\">This is what happened according to officials:<\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\">Members of the conspiracy at times portrayed Nelson Gamble and Jackson Hunter as law firms or attorney-based companies.<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\"> Clients were told the companies would negotiate favorable settlements with creditors. Clients made monthly payments expecting the money to go toward settlements. <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\">The conspirators instead took at least 15 percent of the total debt as company fees, with the first six months of payments going almost entirely toward undisclosed up-front fees.<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\">The scheme ran from February 2010 to September 2012. Nelson changed the name of the company from Nelson Gamble to Jackson Hunter in 2011. <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\">Nelson and his co-conspirators told victims that Nelson Gamble had gone bankrupt and that Jackson Hunter was an unrelated company that had taken over some of the accounts. <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 14pt;\">Nelson and his co-conspirators blamed past problems on Nelson Gamble and denied requests for refunds of money paid to Nelson Gamble. Some victims who previously demanded refunds accepted the explanation that Nelson Gamble was bankrupt and did not pursue complaints against Jackson Hunter.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>LOS ANGELES Four defendants sentenced Monday in federal court in Orange County offered to settle credit cards debts but instead took victims&#8217; payments as undisclosed up-front fees, according to officials. The defendants&#8230;<\/p>\n","protected":false},"author":1,"featured_media":6072,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,3],"tags":[1521],"class_list":["post-27952","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-main-slider","category-u-s-department-of-justice","tag-credit-repair"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Four Sentenced for Bogus Credit Card Repair Scam<\/title>\n<meta name=\"description\" content=\"Four defendants sentenced Monday in federal court offered to settle credit cards debts but instead took victims&#039; payments as undisclosed up-front fees.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cjnotebook.com\/?p=27952\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Four Sentenced for Bogus Credit Card Repair Scam\" \/>\n<meta property=\"og:description\" content=\"Four defendants sentenced Monday in federal court offered to settle credit cards debts but instead took victims&#039; 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