{"id":53833,"date":"2023-08-14T20:03:38","date_gmt":"2023-08-15T03:03:38","guid":{"rendered":"https:\/\/cjnotebook.com\/?p=53833"},"modified":"2023-08-14T20:44:45","modified_gmt":"2023-08-15T03:44:45","slug":"ubs-agrees-to-pay-1-4-billion-for-fraud-involving-sale-of-mortgage-backed-securities","status":"publish","type":"post","link":"https:\/\/cjnotebook.com\/?p=53833","title":{"rendered":"UBS Agrees to Pay $1.4 Billion for Fraud Involving Sale of Mortgage-Backed Securities"},"content":{"rendered":"

Settlement Brings Total Amount of Civil Penalties Paid by Banks, Originators, and Ratings Agencies for Such Securities to Over $36 Billion\u00a0<\/span><\/em><\/strong><\/p>\n

\n
\n
\n

\"\"UBS AG and several of its U.S.-based affiliates agreed to pay $1.435 billion in penalties to settle a civil action filed in November 2018.<\/span><\/p>\n

The settlement lawsuit alleges misconduct related to UBS\u2019 underwriting and issuance of residential mortgage-backed securities (RMBS) issued in 2006 and 2007. <\/span><\/p>\n

This settlement resolves the last case brought by a Justice Department working group dedicated to investigating the conduct of banks and other entities for their roles in creating and issuing RMBS leading up to the 2008 financial crisis.<\/span><\/p>\n

\"\"The claims resolved in the settlement are allegations only and there has been no determination of liability, according to officials.<\/span><\/p>\n

Following an extensive investigation, the United States filed a complaint alleging that UBS defrauded investors in connection with the sale of 40 RMBS issued in 2006 and 2007. <\/span><\/p>\n

The complaint alleged that UBS knowingly made false and misleading statements to buyers of these securities relating to the characteristics of the mortgage loans underlying the RMBS in violation of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA). <\/span><\/p>\n

The FIRREA claims were based on alleged mail, wire, and bank fraud statutes violations.<\/span><\/p>\n

\"\"\u201cIn the wake of the 2008 financial crisis, people all across the country experienced financial ruin and emotional devastation, and many are still recovering nearly 15 years later,\u201d said Associate Attorney General Vanita Gupta. \u201cAs this settlement demonstrates, the department and our partner agencies remain committed to holding accountable those who break the law and undermine the well-being of American families.\u201d<\/span><\/p>\n

The government\u2019s complaint alleged that contrary to UBS\u2019 representations in publicly filed offering documents, UBS knew that significant numbers of the loans backing the RMBS did not comply with loan underwriting guidelines that were designed to assess borrowers\u2019 ability to repay.\u00a0<\/span><\/p>\n

The complaint further asserted that UBS knew that the property values associated with a significant number of securitized loans were unsupported. <\/span><\/p>\n

\"\"UBS also knew that significant numbers of the loans had not originated by consumer protection laws. <\/span><\/p>\n

UBS was allegedly aware of these significant problems because it had conducted extensive due diligence on the underlying loans prior to the RMBS being issued to determine whether the loans were consistent with representations that would be made to investors.\u00a0<\/span><\/p>\n

Ultimately, the 40 RMBS sustained substantial losses.\u00a0 \u00a0<\/span><\/p>\n

\u201cThe (FHFA-OIG), together with our RMBS Working Group partners, investigated and held accountable those who sought to victimize Fannie Mae, and investors by selling fraudulent mortgage-backed securities,\u201d said FHFA Inspector General Brian Tomney. \u201cWe appreciate our longstanding partnership with the Department of Justice and its vigorous pursuit of justice in this case.\u201d<\/span><\/p>\n

With the UBS settlement announced today, the Justice Department has collected more than $36 billion in civil penalties from entities for their alleged conduct concerning mortgages securitized in failed RMBS leading up to the 2008 financial crisis. <\/span><\/p>\n

These resolutions include settlements with the following banks, mortgage originators, and rating agencies: Ally Financial<\/a>;\u00a0Aurora Loan Services<\/a>;\u00a0Bank of America<\/a>;\u00a0Barclays<\/a>;\u00a0Citigroup<\/a>;\u00a0Credit Suisse<\/a>;\u00a0Deutsche Bank<\/a>;\u00a0General Electric<\/a>;\u00a0Goldman Sachs<\/a>;\u00a0HSBC<\/a>;\u00a0JPMorgan<\/a>;\u00a0<\/u>Moody\u2019s<\/a>;\u00a0Morgan Stanley<\/a>;\u00a0Nomura<\/a>;\u00a0Royal Bank of Scotland<\/a>;\u00a0S&P<\/a>;\u00a0Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/a>; and\u00a0Wells Fargo<\/a>.\u00a0<\/span><\/p>\n

These matters were handled by 11 U.S. Attorneys\u2019 Offices and the Justice Department\u2019s Civil Division, in conjunction with the RMBS Working Group. <\/span><\/p>\n

\"\"The RMBS Working Group was a federal and state law enforcement effort focused on investigating fraud and abuse in the RMBS market that led to the financial crisis. <\/span><\/p>\n

Formed in 2012, the RMBS Working Group brought together more than 200 attorneys, investigators, analysts, and staff from dozens of state and federal agencies.<\/span><\/p>\n

This includes the FHFA-OIG, the the Office of the Special Inspector General for the Troubled Asset Relief Program, the Securities and Exchange Commission, and the FBI, to investigate financial fraud in RMBS.\u00a0<\/span><\/p>\n

Assistant U.S. Attorneys Bonni J. Perlin, Michael J. Castiglione, Richard K. Hayes, Edward K. Newman and Melanie Speight\u00a0for the Eastern District of New York, Austin M. Hall and Andres H. Sandoval, and former Assistant U.S. Attorney Armen Adzhemyan for the Northern District of Georgia handled the case.\u00a0<\/span><\/p>\n

\n
<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Settlement Brings Total Amount of Civil Penalties Paid by Banks, Originators, and Ratings Agencies for Such Securities to Over $36 Billion\u00a0 UBS AG and several of its U.S.-based affiliates agreed to pay…<\/p>\n","protected":false},"author":1,"featured_media":53837,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-53833","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-courts"],"yoast_head":"\nUBS Agrees to Pay $1.4 Billion for Fraud Involving Sale of Mortgage-Backed Securities<\/title>\n<meta name=\"description\" content=\"Settlement Brings Total Amount of Civil Penalties Paid by Banks, Originators, and Ratings Agencies for Such Securities to Over $36 Billion\u00a0 UBS AG and\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cjnotebook.com\/?p=53833\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UBS Agrees to Pay $1.4 Billion for Fraud Involving Sale of Mortgage-Backed Securities\" \/>\n<meta property=\"og:description\" content=\"Settlement Brings Total Amount of Civil Penalties Paid by Banks, Originators, and Ratings Agencies for Such Securities to Over $36 Billion\u00a0 UBS AG and\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cjnotebook.com\/?p=53833\" \/>\n<meta property=\"og:site_name\" content=\"American Justice Notebook\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AmericanJusticeNotebook\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-15T03:03:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-15T03:44:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cjnotebook.com\/wp-content\/uploads\/2023\/08\/s7vh1a-kl4w.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Raul\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Raul\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=53833#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=53833\"},\"author\":{\"name\":\"Raul\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#\\\/schema\\\/person\\\/f5521baddca77b521f012298775186c0\"},\"headline\":\"UBS Agrees to Pay $1.4 Billion for Fraud Involving Sale of Mortgage-Backed Securities\",\"datePublished\":\"2023-08-15T03:03:38+00:00\",\"dateModified\":\"2023-08-15T03:44:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=53833\"},\"wordCount\":690,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=53833#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/s7vh1a-kl4w.jpg\",\"articleSection\":[\"Courts\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/cjnotebook.com\\\/?p=53833#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=53833\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/?p=53833\",\"name\":\"UBS Agrees to Pay $1.4 Billion for Fraud Involving Sale of Mortgage-Backed Securities\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=53833#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=53833#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/s7vh1a-kl4w.jpg\",\"datePublished\":\"2023-08-15T03:03:38+00:00\",\"dateModified\":\"2023-08-15T03:44:45+00:00\",\"description\":\"Settlement Brings Total Amount of Civil Penalties Paid by Banks, Originators, and Ratings Agencies for Such Securities to Over $36 Billion\u00a0 UBS AG and\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cjnotebook.com\\\/?p=53833\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/?p=53833#primaryimage\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/s7vh1a-kl4w.jpg\",\"contentUrl\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/s7vh1a-kl4w.jpg\",\"width\":800,\"height\":1200,\"caption\":\"a person standing outside of a building at night\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#website\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/\",\"name\":\"American Justice Notebook\",\"description\":\""Our liberty depends on the freedom of the press, and that cannot be limited without being lost." \u2014 Thomas Jefferson\",\"publisher\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cjnotebook.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#organization\",\"name\":\"American Justice Notebook\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/07\\\/Justice-Scales.jpg\",\"contentUrl\":\"https:\\\/\\\/cjnotebook.com\\\/wp-content\\\/uploads\\\/2014\\\/07\\\/Justice-Scales.jpg\",\"width\":675,\"height\":231,\"caption\":\"American Justice Notebook\"},\"image\":{\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/AmericanJusticeNotebook\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cjnotebook.com\\\/#\\\/schema\\\/person\\\/f5521baddca77b521f012298775186c0\",\"name\":\"Raul\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g\",\"caption\":\"Raul\"},\"description\":\"Raul Hernandez is a former journalist. He has worked as a newspaper reporter for more than 30 years at the El Paso Herald-Post, El Paso Times, Press Enterprise in Riverside, California and the Ventura County Star in California. He was a court reporter for more than 20 years.\",\"sameAs\":[\"https:\\\/\\\/cjnotebook.com\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"UBS Agrees to Pay $1.4 Billion for Fraud Involving Sale of Mortgage-Backed Securities","description":"Settlement Brings Total Amount of Civil Penalties Paid by Banks, Originators, and Ratings Agencies for Such Securities to Over $36 Billion\u00a0 UBS AG and","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cjnotebook.com\/?p=53833","og_locale":"en_US","og_type":"article","og_title":"UBS Agrees to Pay $1.4 Billion for Fraud Involving Sale of Mortgage-Backed Securities","og_description":"Settlement Brings Total Amount of Civil Penalties Paid by Banks, Originators, and Ratings Agencies for Such Securities to Over $36 Billion\u00a0 UBS AG and","og_url":"https:\/\/cjnotebook.com\/?p=53833","og_site_name":"American Justice Notebook","article_publisher":"https:\/\/www.facebook.com\/AmericanJusticeNotebook","article_published_time":"2023-08-15T03:03:38+00:00","article_modified_time":"2023-08-15T03:44:45+00:00","og_image":[{"width":800,"height":1200,"url":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2023\/08\/s7vh1a-kl4w.jpg","type":"image\/jpeg"}],"author":"Raul","twitter_misc":{"Written by":"Raul","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cjnotebook.com\/?p=53833#article","isPartOf":{"@id":"https:\/\/cjnotebook.com\/?p=53833"},"author":{"name":"Raul","@id":"https:\/\/cjnotebook.com\/#\/schema\/person\/f5521baddca77b521f012298775186c0"},"headline":"UBS Agrees to Pay $1.4 Billion for Fraud Involving Sale of Mortgage-Backed Securities","datePublished":"2023-08-15T03:03:38+00:00","dateModified":"2023-08-15T03:44:45+00:00","mainEntityOfPage":{"@id":"https:\/\/cjnotebook.com\/?p=53833"},"wordCount":690,"commentCount":0,"publisher":{"@id":"https:\/\/cjnotebook.com\/#organization"},"image":{"@id":"https:\/\/cjnotebook.com\/?p=53833#primaryimage"},"thumbnailUrl":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2023\/08\/s7vh1a-kl4w.jpg","articleSection":["Courts"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/cjnotebook.com\/?p=53833#respond"]}]},{"@type":"WebPage","@id":"https:\/\/cjnotebook.com\/?p=53833","url":"https:\/\/cjnotebook.com\/?p=53833","name":"UBS Agrees to Pay $1.4 Billion for Fraud Involving Sale of Mortgage-Backed Securities","isPartOf":{"@id":"https:\/\/cjnotebook.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cjnotebook.com\/?p=53833#primaryimage"},"image":{"@id":"https:\/\/cjnotebook.com\/?p=53833#primaryimage"},"thumbnailUrl":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2023\/08\/s7vh1a-kl4w.jpg","datePublished":"2023-08-15T03:03:38+00:00","dateModified":"2023-08-15T03:44:45+00:00","description":"Settlement Brings Total Amount of Civil Penalties Paid by Banks, Originators, and Ratings Agencies for Such Securities to Over $36 Billion\u00a0 UBS AG and","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cjnotebook.com\/?p=53833"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cjnotebook.com\/?p=53833#primaryimage","url":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2023\/08\/s7vh1a-kl4w.jpg","contentUrl":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2023\/08\/s7vh1a-kl4w.jpg","width":800,"height":1200,"caption":"a person standing outside of a building at night"},{"@type":"WebSite","@id":"https:\/\/cjnotebook.com\/#website","url":"https:\/\/cjnotebook.com\/","name":"American Justice Notebook","description":""Our liberty depends on the freedom of the press, and that cannot be limited without being lost." \u2014 Thomas Jefferson","publisher":{"@id":"https:\/\/cjnotebook.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cjnotebook.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/cjnotebook.com\/#organization","name":"American Justice Notebook","url":"https:\/\/cjnotebook.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cjnotebook.com\/#\/schema\/logo\/image\/","url":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/07\/Justice-Scales.jpg","contentUrl":"https:\/\/cjnotebook.com\/wp-content\/uploads\/2014\/07\/Justice-Scales.jpg","width":675,"height":231,"caption":"American Justice Notebook"},"image":{"@id":"https:\/\/cjnotebook.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AmericanJusticeNotebook"]},{"@type":"Person","@id":"https:\/\/cjnotebook.com\/#\/schema\/person\/f5521baddca77b521f012298775186c0","name":"Raul","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c7f80bd073aca2abc2fc18e390e13d00b72d9d3a81bca4fd53e3567b02efee6f?s=96&r=g","caption":"Raul"},"description":"Raul Hernandez is a former journalist. He has worked as a newspaper reporter for more than 30 years at the El Paso Herald-Post, El Paso Times, Press Enterprise in Riverside, California and the Ventura County Star in California. He was a court reporter for more than 20 years.","sameAs":["https:\/\/cjnotebook.com\/"]}]}},"_links":{"self":[{"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/posts\/53833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=53833"}],"version-history":[{"count":3,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/posts\/53833\/revisions"}],"predecessor-version":[{"id":53839,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/posts\/53833\/revisions\/53839"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=\/wp\/v2\/media\/53837"}],"wp:attachment":[{"href":"https:\/\/cjnotebook.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=53833"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=53833"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cjnotebook.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=53833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}